Electro Savings is now CommunityAmerica Credit Union. As a CommunityAmerica member, you’ll have access to more tools, support, and opportunities to reach your financial goals—now and in the future.
Bank Anytime, Anywhere
Get 24/7 access to your accounts with our convenient Online Banking or highly-rated Mobile App. Simply create a new CommunityAmerica login to get started—your previous Electro username and password will not carry over. Register today to manage your money with ease, anytime, anywhere.
Use the video tutorial for help signing up for Online Banking today.
At CommunityAmerica, we’re dedicated to the financial well-being of our members and our communities. It’s this commitment that drives us to offer a wide-array of products and personalized services created with our members in mind. With our growth in St. Louis, you gain access to your accounts like never before:
Expanded branch options with seven locations across the Greater St. Louis area.
Extended hours to manage your accounts through our Express Teller Machines, featuring live video tellers available 7 days a week.
Our growing team will continue to put our members at the heart of everything we do - offering best-in-class member service, sophisticated banking technology, and tools and resources designed to help every member find financial peace of mind.
Viewing Joint Accounts
As part of the upcoming conversion, any accounts where you're listed as an owner, including joint accounts, will automatically appear in your Online Banking and Mobile App. Joint account owners will also be able to view the shared account through their own personal login. If you notice anything that needs to be adjusted after the conversion, you’ll still be able to make changes as needed.
Getting Started with Your New Accounts
You will need to create a new account to access CommunityAmerica’s Online Banking and Mobile App. Your Electro login information will not be carried over. It’s simple and easy to get started:
If you're using a desktop computer:
Navigate to CommunityAmerica.com
Select the "Log In" button and select "First-Time User"
If you're using a mobile device:
Download and open the CommunityAmerica app
Select "Sign Up" in the bottom left corner.
From there, you'll follow the on-screen prompts to set up your account. If you need further assistance, check out this helpful video or contact us.
After you enroll in Online Banking, you can share online access to your accounts with someone else by navigating to "Additional Services," then selecting "Access Sharing with Others."
You can select the level of access you grant to others, from allowing them to view balance and transactions to making transfers and paying bills. For security purposes, don't share your login information with others.
For additional options to share access to your account with others, contact us.
Setting up Direct Deposit with your employer is quick and easy in Online Banking and the Mobile App. It can be found via desktop under the "Account Requests" tab of Online Banking, or by viewing your account number in the Mobile App. Click here for a helpful video if you need further assistance.
From a desktop, log into Online Banking, navigate to the Statements/Notices tab and select eStatement Enrollment. If you need further guidance, check out this helpful video.
Your account and routing number can be found in Online Banking and the Mobile App. Simply select your desired account and click Account Details.
You should have also received a letter in late May to help identify which Electro account became which CommunityAmerica account.
Your Raly Card was converted to a debit card, tied to a Free Checking account. You can use this new account just like your Raly Card, by transferring your desired funds into the checking account and using your debit card to make purchases. In Online Banking, you can add a nickname to this account to easily recognize it.
Overdraft Protection preferences set how you want ATM and Debit Card transactions that trigger an overdraft to be managed, and these preferences can be updated via desktop in Online Banking. Click here for more details on our Overdraft Protection policies and here for a helpful video on updating your preferences.
If you had Overdraft Protection in place on your Electro Accounts, there is no need to re-enroll unless you would like to make changes.
Online bill pay may be set up in Online Banking or the Mobile App. You can easily set up recurring payments for monthly expenses or send one-time payments as needed.
Online bill payments from Electro will no automatically transfer, and will need to be set up in CommunityAmerica’s Online Banking or Mobile App.
You can transfer money seamlessly between your CommunityAmerica accounts via Online Banking and our Mobile App. You can set up single transfers, or automatically recurring transfers to happen as often as you wouldlike.
Click here for a helpful tutorial on setting up an internal transfer.
Online Banking and the Mobile App make it easy to transfer money to accounts you have at other financial institutions. In Online Banking, select the "Money Transfers" tab and click "External Transfer." In the Mobile App, select "More" and then "Make External Transfer." If you need further guidance, click here for a helpful tutorial.
From naming your accounts to hiding accounts and sharing account access - there are several features available that allow you to personalize your Online Banking experience via desktop. Here's a helpful tutorial showing you our most popular features.
Yes! Depositing a check has never been easier than with the CommunityAmerica Mobile App. Simply select "Check Deposit" at the bottom of the app and follow the on-screen prompts to deposit a check into your desired account. Watch this helpful video for more guidance.
Yes! In order to activate Text Banking, you’ll need to enroll in Online Banking and then add your phone number. Once that’s done, you can text the commands below to 454545 and enjoy Text Banking.
BAL – Check your primary account balance.
LAST – See the last 5 transactions on your account.
TRANS – Transfer funds to your primary account.
STOP – Deactivate the Text Banking service.
HELP – Get help and see what commands you can use for Text Banking.
For a full list of payment addresses, visit this page. You can also find loan payment information on your statements.
Here are a few convenient ways you can order checks:
Online at OrderMyChecks.com. Use promo code ES to receive one free box for a limited time.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
