Electro Savings Credit Union
Welcome to CommunityAmerica Credit Union!
As of January 1, 2025, Electro Savings is now CommunityAmerica Credit Union. This transition combines the strengths of both organizations to better serve our community, providing even more opportunities to help every member achieve their financial goals now and in the future.
Our system conversion – the last step in completing the merger between Electro Savings and CommunityAmerica Credit Union – will be complete on June 2.
Need help during the system conversion?
Call our Member Service Center at 314.801.6400
Saturday: 9am - 2pm
Sunday: 11am - 2pm
Stop by any St. Louis CommunityAmerica or Electro Savings Branch
Saturday: 9am - 12pm*
Sunday: 11am - 2pm
*Some CommunityAmerica branches offer extended hours. Manchester will not be open Saturday, May 31.
What to Expect
May 31: System Conversion
- Beginning at noon, account information and Electro’s Online Banking and mobile app will be inaccessible, but funds can be accessed via ATM and Electro Savings debit card.
- Electro Savings branches are open during normal branch hours.
- Your Electro Savings debit card will work as usual today.
June 1: System Conversion Continues
- Electro Savings account information will be unavailable.
- CommunityAmerica and Electro branches, and Member Service Center open special hours: 11am-2pm.
- Account information will be inaccessible, but funds can be accessed via ATM and your Electro debit card.
- Your Electro Savings debit card will work as usual today.
June 2: Your New Banking Experience Begins!
- All CommunityAmerica services are now available to you. You may now also use any of the CommunityAmerica branch locations including current Electro locations and Credit Union Shared Branch Service Centers.
- Activate and start using your new CommunityAmerica debit card.
- Register for CommunityAmerica Online Banking and download the Mobile App.
Merger FAQs
How to Access Your Account
Bank Online
Visit Us
Find an ATM
Call us
Our Commitment to You
Once complete, this merger will allow us to offer a wide-array of products and services created with our members financial well-being in mind. Plus, you'll gain access to your accounts like never before:
- Expanded branch access with seven locations across the Greater St. Louis area.
- Extended hours to manage your accounts through our Express Teller Machines, featuring live video tellers available 7 days a week.
- Enhanced financial services including Wealth Management, Mortgages, Insurance Services, Free Financial Coaching and Free College Planning available for all members
Our growing team will continue to put our members at the heart of everything we do - offering best-in-class member service, sophisticated banking technology, and tools and resources designed to help every member find financial peace of mind.
Viewing Joint Accounts
As part of the upcoming conversion, any accounts where you're listed as an owner, including joint accounts, will automatically appear in your Online Banking and Mobile App. Joint account owners will also be able to view the shared account through their own personal login. If you notice anything that needs to be adjusted after the conversion, you’ll still be able to make changes as needed.
Getting Started with Your New Accounts
Profit Payout*
Invested in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.