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Apple Pay

The easy and secure way to pay with Apple devices is here! Use your Electro credit and debit cards with Apple Pay.

Apple Pay allows you to pay for your purchases with your supported Apple device just by holding it near a contactless reader at participating merchants. With Apple Pay, instead of using your actual card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. When you make purchases, the Device Account Number is used to process your payment, so your actual card numbers are never shared with merchants. 

Add your Electro credit and debit cards to Apple Pay today!

Adding your cards is easy! On iPhone 5, iPad Air 2 or iPad mini 3, in the Settings app, scroll down to Passbook® & Apple Pay and enter your card information by clicking "Add Credit or Debit Card." Enter your information manually or use your device's camera to capture your card information.

After you've added your Electro card(s) to Apple Pay, it's easy to make it your default payment option. If your Electro card is the first one added to Apple Pay, it automatically becomes the default, so you don't need to do anything. If another card is your current default, simply go to your device's Settings, open Passbook & Apple Pay, then Default Card and select the Electro credit or debit card from the list of cards you've enrolled as your default card. 

Don't have an Electro credit card?

Apply today

Don't have an Electro checking account with a debit card? Open an account today.


Apple Pay FAQs

What is Apple Pay?

Apple Pay is a new way to pay without ever swiping your credit or debit cards. Use your iPhone® or Apple Watch® to pay for in-store purchases at merchants equipped with contactless Near Field Communication (NFC) checkout terminals. Or pay online within participating apps without entering payment and contact information using your compatible Apple devices. A simple touch of your finger using Touch ID® or double-click of the side button on your Apple Watch completes the transaction.

The image displayed for my Electro credit card or debit card does not look like my actual card. Why?

The payment card displayed in Apple Pay may not match your physical card. In those instances, Apple Pay will use a graphical representation of your card. 

You can determine your card is accurate by verifying the following information matches your physical card:

  • The card network (i.e., Visa®)
  • The card issuer (i.e., Electro Savings Credit Union)
  • The last four digits of your physical card number

When I use the camera to add the card, the card details are not showing correctly. What do I do?

In the event your phone cannot capture your card detail through your camera, proceed with entering in all of the required fields manually. This will also process and add your card normally into Apple Pay.

How do I change my default card to my Electro card?

The credit or debit card associated with your iTunes® account or the first card you add to Passbook is your default card. To change your default card:

  1. Go to Settings > Passbook & Apple Pay
  2. Tap Default Card
  3. Choose a new card

How do I pay with a card other than my default card?

  1. Position your iPhone close to the contactless reader without placing your finger on Touch ID™.
  2. After your iPhone wakes up, your default card will appear on your screen.
  3. Tap your default card to display a list of available cards, and then tap the card you want to use.
  4. Position your finger on the Touch ID sensor, and hold your iPhone close to the reader to complete your transaction. Some stores may also ask you to sign a receipt, depending on the transaction amount.

Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your card number isn’t stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.

How are my privacy and personal information protected?

Since Apple Pay does not store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

Am I able to opt out of Apple Pay at any time?

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed. To remove a card, go to Apple Pay, tap on the card, tap the “i”, then tap Remove card.

Apple Pay, Apple Watch, Touch ID, the Apple logo, iPhone and Passbook are trademarks of Apple Inc., registered in the U.S. and other countries.