Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Credit Unions Celebrate April Youth Month

Author: Lisa Farnen

Join the National Youth Savings Challenge. Make a deposit into any youth account or open a new youth account during April to automatically participate. The Credit Union National Association (CUNA) will be selected one young saver nationwide to win $1,000. (Must be 17 or younger to participate). Official Rules. Kids Helping Kids At The Annie Malone Children’s Center. Deposit $50 into any youth account or open a new youth account during April, and we’ll donate $5 to Annie Malone Children & Family Service Center, an organization dedicated to helping St. Louis families who are in crisis and at risk with

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The Financial Benefit of Being A Credit Union Member

Author: Lisa Farnen

At the 2017 Credit Union National Association’s Governmental Affairs Conference, we were recognized for providing more than $2.6 million in direct financial benefits to our members for the fiscal year ending in September 2016. These benefits equal out to approximately $259 per member household, or $1,820 per household for our high-use members. The credit union provided these benefits by charging less for loans, paying more on deposits and charging fewer/lower fees compared to for-profit financial institutions. Electro Savings Credit Union’s members are our owners; therefore, they contribute to, and democratically control, the capital of the cooperative. Members recognize benefits in proportion to the extent

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Are You Waiting For Spring To List Your House?

Author: Lisa Farnen

Are you delaying listing your home until the season begins? Many believe sales and prices tend to peak in the spring and summer. However, this year is different. Jonathan Smoke, realtor.com®’s chief economist, stresses in his latest column that the conventional wisdom isn’t correct this winter. Here’s why: At the beginning of 2017, inventory levels plunged to multiyear lows. Sellers are currently facing very little competition, he says. Mixed with that, buyer demand is “abnormally strong for the off-season,” Smoke writes. “The climb in interest rates that started in October and accelerated in November and December has created a sense

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Fraud Alert – “Can You Hear Me” Scam

Author: Lisa Farnen

Have you ever heard someone say or maybe you’ve said it yourself, “If only the bad guys would use their intelligence for good, what wonderful things they could do.” Well, the Bad Guys have a new scam to get in your wallet. We all need to be diligent in protecting ourselves from scammers and identity thieves. We ran across this article on the Better Business Bureau website and want to share it with you. The Better Business Bureau is warning consumers about an old scam with a new twist. The “Can You Hear Me?” scam has long been used to

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Happy New Members Refinance Two Auto Loans

Author: Lisa Farnen

As self-employed owners of two businesses, we were introduced to Electro Savings Credit Union, through the West County Chamber of Commerce. The “member approach” of this well-managed, local financial institution offered so many options to us. Our decision to finance our two recently purchased cars was so easily made, because of the attractive interest rate, terms and the excellent customer service at Electro Savings. Barry and Deborah Russell Optimum Benefits LLC/Legal Shield Associate Metro Property Advisors LLC

Most Active Members Receive a Member Appreciation Rebate

Author: Lisa Farnen

We sent a big‘Thank You’ to our most active members last week when we paid them a Member Appreciation Rebate. This is our fourth consecutive year to return a rebate to our most active members. “As a local not-for-profit financial cooperative, we share the credit union’s profit with all our members through better rates, and lower and fewer fees”, explains credit union President & CEO Stan Moeckli. “Our Member Appreciation Rebate is additional recognition to the credit union’s most active members who use Electro Savings as their primary financial institution by actively using our products.” In our fourth consecutive year of

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Honoring Our Military

Author: Lisa Farnen

In honor of Veterans Day on November 11, the credit union pledged $5 to the USO of Missouri for each new member, new loan or new checking account opened at the credit union during November. We are very proud to support our military with this donation. Our active duty, veterans, and their families sacrifice so much for us through their service. Supporting the USO is one way that we can give back and express our gratitude. In our five years of making this pledge we have donated $5,840 to the USO of Missouri. The USO at Lambert Airport provides a

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Credit Union Toy Drive Benefits Annie Malone Children and Family Center

Author: Lisa Farnen

Credit union employees and Board volunteers made the holidays a little brighter for area families and children of the Annie Malone Center by bringing unwrapped toy donations to the credit union’s holiday celebration. Helping St. Louis families for more than a century, Annie Malone is a multi-service center that addresses social and education needs of children and families in crisis and at-risk throughout St. Louis. The toy collection resulted in over 100 toys that will brighten the holidays for area children this year. For more information on Annie Malone Children and Family Center visit: www.anniemalone.com.