Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

4 Important Tips to New Home Buying in Today’s Economy

Author: Justin McCain

Whether you’re a regular news junkie or you rely on your better half to keep you updated on the latest, you’ll get the same conflicting messages about the state of today’s economy. One day you’ll hear about rising wages, and the next day you’ll read about the lagging growth in the GDP, or Gross Domestic Product. The only thing certain about today’s economy is that it is uncertain. While things look relatively stable now, no one can guarantee what the next few years will bring. Fortunately, you don’t have to give up on the home of your dreams because of

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Newlyweds or Newly Engaged: How to Avoid Letting Stress Take the Cake

Author: Justin McCain

As a newly engaged man, weddings have never had more meaning to do me than right now.  I attended my first Bridal Show over the weekend and was hit with wedding overload, and have a new respect for the difference between the colors white and ivory, and the true cost of having a wedding in the 21st century.  There are so many things to think about when you’re just married, or about to be, and no one would rate finances as the most exciting of them. In fact, studies show that money (not relatives) is the number one reason couples

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Stephanie P.

Author: Lisa Farnen

I think offering the Emergency Flood Relief Assistance is wonderful.  Thankfully, I don’t need a thing, but others do.  Thank you for being a good neighbor.

Identity Theft: 7 Important Ways To Protect Yourself This Summer

Author: Justin McCain

Imagine: You are out of town traveling on the vacation you saved up for.  You arrive at your destination and attempt to use your credit or debit card to pay for a transaction (For example: Filling up your gas tank if you are on a road trip), and your card is declined.  After calling your financial institution, you discover that your account has a negative balance, although you are certain it had more than enough prior to your leaving.  After viewing your transactions on your Mobile Banking App, you determine that there are charges that you did not make.  In

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7 Useful Tips & 4 Amazing Freebies To Help Grow Your Savings Account This Summer

Author: Justin McCain

Now that the icy roads of Winter have melted away, are you prepared for your traditional Spring Cleaning?  What about that awesome Summer Vacation, family reunion or that trip to Disney world?  Maybe Universal Studios may be a bit too expensive this year, but what if you could prepare for it now?  Need some help to get started saving for your big trip, holiday or just saving in general? Here are quick, useful tips AND some freebies for adding those pennies you need to your Savings Account for Summer:   Set a Daily Target   We know what some of

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2017 Edward G. Halliburton Scholarship Recipients

Author: Justin McCain

We recently recognized our 2017 Edward G. Halliburton scholarship recipients at the credit union’s annual meeting on May 23rd 2017. The scholarship honors long-time credit union volunteer and Director Emeritus Edward G. Halliburton, who served on the credit union’s board of directors for 47 years. Edward Halliburton sadly passed away September 2015 at the age of 88. The credit union was honored to have Edward’s son Jim at the annual meeting to make the scholarship presentation. Each year this scholarship program recognizes three Electro Savings members that are high school seniors for their outstanding academic achievements and community involvement. Each

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4 Facts You Should Know About Your Credit Union’s Annual Meeting

Author: Justin McCain

For 2017, the Annual Meeting for Electro Savings Credit Union was held on May 23rd at Spazio Westport.  We had awesome hors d’oeuvres, giveaways, and 3 very deserving $1000 Scholarship Recipients this year!  Have you never been to an annual meeting for the Credit Union before?  If your first thought at reading the above was, “What’s an Annual Meeting!?”, don’t worry, we’re here to help.  Check out the below for some important details on what an Annual Meeting is, and how you can get involved. What is an Annual Meeting? Who is Meeting and Why?   The majority of credit

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Electro Breaks Out The Laughs For Red Nose Day

Author: Justin McCain

  For the 2nd consecutive year, Electro Savings Credit Union has participated in the Red Nose Day Celebration.  This is a fundraising campaign sponsored by the Not For Profit Organization Comic Relief, Inc.  The purpose of the day is simple: Have a great time, laugh have fun and change lives of the children who need it most.  The program supports projects that will make sure kids are growing up in healthy and educated environments.   To show our support, the ESCU staff strapped on their red noses and joined in for the fun.  Check out some of the pictures captured

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Credit Unions Celebrate April Youth Month

Author: Lisa Farnen

Join the National Youth Savings Challenge. Make a deposit into any youth account or open a new youth account during April to automatically participate. The Credit Union National Association (CUNA) will be selected one young saver nationwide to win $1,000. (Must be 17 or younger to participate). Official Rules. Kids Helping Kids At The Annie Malone Children’s Center. Deposit $50 into any youth account or open a new youth account during April, and we’ll donate $5 to Annie Malone Children & Family Service Center, an organization dedicated to helping St. Louis families who are in crisis and at risk with

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The Financial Benefit of Being A Credit Union Member

Author: Lisa Farnen

At the 2017 Credit Union National Association’s Governmental Affairs Conference, we were recognized for providing more than $2.6 million in direct financial benefits to our members for the fiscal year ending in September 2016. These benefits equal out to approximately $259 per member household, or $1,820 per household for our high-use members. The credit union provided these benefits by charging less for loans, paying more on deposits and charging fewer/lower fees compared to for-profit financial institutions. Electro Savings Credit Union’s members are our owners; therefore, they contribute to, and democratically control, the capital of the cooperative. Members recognize benefits in proportion to the extent

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