Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Electro Savings Credit Union Posts

An “Interesting” First Impression

Author: Jim Struble

First impressions are everything. This last week I made one I was very proud of, though it was a little embarrassing: On Thursday, I got a chance to meet our key contact with our core system (the system Electro employees are typing into whenever you stop in to see us). I am still the ‘new guy’ here and need to grasp how everything fits together system-wise, plus I need to have a basic working knowledge of these systems so I can ask the right questions and follow along with improvements our team is looking to make. All-in-all, an important meeting

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Back-To-School Shopping Hacks

Author: Justin McCain

As the summer haze simmers down into a fall breeze, parents and students alike know that back-to-school season is already in full swing. As a Credit Union we understand that it can get expensive! Between new backpacks, textbooks, a long list of supplies and a fresh autumn wardrobe, most parents are looking at a bill of close to $700 for school-related expenses this season.    Be proactive and save big! Read on for our handy list of back-to-school shopping hacks that will help you keep more money in your wallet: 1.) Plan To Shop More Than Once To take full

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Car Repair Déjà vu.

Author: Jim Struble

Déjà vu strikes again! When I moved to NY from the Midwest five years ago, my truck started making funny noises. Mostly it was from my tailpipe, which had detached itself and was dragging on the ground. Five years later, just a few weeks into a new move into our new city of Saint Louis, a strange grinding noise began coming from my little Nissan Altima. My first reaction? An audible groan. Grinding means metal on metal, and it sure sounded like it. I’ve learned never to “turn up the radio and ignore it,” so I made time to drop

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Board Meeting #1 and other firsts.

Author: Jim Struble

Last week once again brought a whole host of ‘firsts’ to my time at Electro Savings. It is hard to choose which to highlight in my summary this week, as there have been so many memorable moments! It was my first Supervisors Meeting, where the credit union’s supervisory leadership meets to discuss various topics happening in each department and at our four branches. Last week also marked the first time I met Fredbird®! One of our Electro Family who is a HUGE Cardinals fan had a special birthday, so the senior leadership team chipped in to have him make a

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First Week! Meeting the Electro Family.

Author: Jim Struble

After anticipating my first week at Electro for months, I have to say this week exceeded my wildest expectations! Yes, that is what you’d assume the ‘new guy’ would say no matter what, but it truly was remarkable… no ‘spin’ needed! In my first day letter to staff (not the one sent out to members, click here to read that one), I discussed many aspects of work that I believe are important for our organization to thrive and grow. First was creating and nurturing a “Family Atmosphere”; and not one that ends when you leave your home in the morning, and go

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7 Questions To Ask Before Your Next Big Purchase

Author: Justin McCain

You’re convinced: You really want that Coach handbag. Or maybe you just know that gigantic entertainment center will transform your weekends at home. So you swipe your card and the dream item becomes yours. You’re thrilled!  That is, until a few weeks later when the credit card bill comes, and buyer’s remorse hits. You can’t help wondering: Was it really worth the price?  Don’t get sucked in again! Before you say “yes” to a large purchase, ask yourself these 7 questions to help determine if it’s the right time to buy:  1. Do I have cash to pay for this item?  This question

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Letter from Jim Struble, our New President and CEO

Author: Justin McCain

To the members of Electro Savings Credit Union Today marks my first chance to serve you, our communities, and Electro Savings staff members. I am humbled and excited at this opportunity and thank our Volunteer Board and Supervisory Committee for choosing me to help lead your credit union team. I’d also like to thank my predecessor Stan Moeckli for his 19 years of service to Electro Savings and wish him well in his retirement. Joining a credit union which makes such a positive difference for its members and communities is a dream come true. The credit union industry was born

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Step 6 of Investing: Determine Your Risk Tolerence

Author: Justin McCain

Now that’ you’ve taken a piece of your investment and placed it into retirement, it’s time to look at the next step of investing!  You know that deciding to invest some of your money in the market automatically means you’re setting yourself up for possible loss.  But how much losing can you take? Does the thought of your stocks plunging make you sick to your stomach? Or are you a genuine thrill-seeker who loves the rush of adrenaline you get when you think about putting your money somewhere shaky? Determining your risk tolerance is an important step to take for

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First-Time Homeowner Mistakes to Avoid

Author: Justin McCain

Q: My husband and I have been renting an apartment since we got married. We recently decided to buy our first home. Some friends of ours had lots of trouble with the process, and wound up buying a house they can’t really afford. We don’t want to go through what they did. What can we do to buy our dream home without all that grief?   A: Buying a house is one of the biggest decisions you will ever make. It’s great that you and your husband are planning ahead for this important milestone. These are common mistakes that first-time homeowners make–and

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6 Ways To Turn Your Dream Vacation Into Reality

Author: Justin McCain

Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. But what if it could for you?  Read on for six ways to make that dream vacation come true!   1.) Start saving  Give your getaway a jumpstart by planning for it all year long.  Set up a “Trip jar.” Whenever you’ve got loose change, plunk it in a jar earmarked for your vacation. Use the money you’ve saved to fund one part of your vacation. Brown-bag it. The average American buys lunch twice a week. By brown-bagging it just one more day

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