Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Stephanie P.

Author: Lisa Farnen

I think offering the Emergency Flood Relief Assistance is wonderful.  Thankfully, I don’t need a thing, but others do.  Thank you for being a good neighbor.

Identity Theft: 7 Important Ways To Protect Yourself This Summer

Author: Justin McCain

Imagine: You are out of town traveling on the vacation you saved up for.  You arrive at your destination and attempt to use your credit or debit card to pay for a transaction (For example: Filling up your gas tank if you are on a road trip), and your card is declined.  After calling your financial institution, you discover that your account has a negative balance, although you are certain it had more than enough prior to your leaving.  After viewing your transactions on your Mobile Banking App, you determine that there are charges that you did not make.  In

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7 Useful Tips & 4 Amazing Freebies To Help Grow Your Savings Account This Summer

Author: Justin McCain

Now that the icy roads of Winter have melted away, are you prepared for your traditional Spring Cleaning?  What about that awesome Summer Vacation, family reunion or that trip to Disney world?  Maybe Universal Studios may be a bit too expensive this year, but what if you could prepare for it now?  Need some help to get started saving for your big trip, holiday or just saving in general? Here are quick, useful tips AND some freebies for adding those pennies you need to your Savings Account for Summer:   Set a Daily Target   We know what some of

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2017 Edward G. Halliburton Scholarship Recipients

Author: Justin McCain

We recently recognized our 2017 Edward G. Halliburton scholarship recipients at the credit union’s annual meeting on May 23rd 2017. The scholarship honors long-time credit union volunteer and Director Emeritus Edward G. Halliburton, who served on the credit union’s board of directors for 47 years. Edward Halliburton sadly passed away September 2015 at the age of 88. The credit union was honored to have Edward’s son Jim at the annual meeting to make the scholarship presentation. Each year this scholarship program recognizes three Electro Savings members that are high school seniors for their outstanding academic achievements and community involvement. Each

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4 Facts You Should Know About Your Credit Union’s Annual Meeting

Author: Justin McCain

For 2017, the Annual Meeting for Electro Savings Credit Union was held on May 23rd at Spazio Westport.  We had awesome hors d’oeuvres, giveaways, and 3 very deserving $1000 Scholarship Recipients this year!  Have you never been to an annual meeting for the Credit Union before?  If your first thought at reading the above was, “What’s an Annual Meeting!?”, don’t worry, we’re here to help.  Check out the below for some important details on what an Annual Meeting is, and how you can get involved. What is an Annual Meeting? Who is Meeting and Why?   The majority of credit

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Electro Breaks Out The Laughs For Red Nose Day

Author: Justin McCain

  For the 2nd consecutive year, Electro Savings Credit Union has participated in the Red Nose Day Celebration.  This is a fundraising campaign sponsored by the Not For Profit Organization Comic Relief, Inc.  The purpose of the day is simple: Have a great time, laugh have fun and change lives of the children who need it most.  The program supports projects that will make sure kids are growing up in healthy and educated environments.   To show our support, the ESCU staff strapped on their red noses and joined in for the fun.  Check out some of the pictures captured

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Credit Unions Celebrate April Youth Month

Author: Lisa Farnen

Join the National Youth Savings Challenge. Make a deposit into any youth account or open a new youth account during April to automatically participate. The Credit Union National Association (CUNA) will be selected one young saver nationwide to win $1,000. (Must be 17 or younger to participate). Official Rules. Kids Helping Kids At The Annie Malone Children’s Center. Deposit $50 into any youth account or open a new youth account during April, and we’ll donate $5 to Annie Malone Children & Family Service Center, an organization dedicated to helping St. Louis families who are in crisis and at risk with

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The Financial Benefit of Being A Credit Union Member

Author: Lisa Farnen

At the 2017 Credit Union National Association’s Governmental Affairs Conference, we were recognized for providing more than $2.6 million in direct financial benefits to our members for the fiscal year ending in September 2016. These benefits equal out to approximately $259 per member household, or $1,820 per household for our high-use members. The credit union provided these benefits by charging less for loans, paying more on deposits and charging fewer/lower fees compared to for-profit financial institutions. Electro Savings Credit Union’s members are our owners; therefore, they contribute to, and democratically control, the capital of the cooperative. Members recognize benefits in proportion to the extent

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Are You Waiting For Spring To List Your House?

Author: Lisa Farnen

Are you delaying listing your home until the season begins? Many believe sales and prices tend to peak in the spring and summer. However, this year is different. Jonathan Smoke, realtor.com®’s chief economist, stresses in his latest column that the conventional wisdom isn’t correct this winter. Here’s why: At the beginning of 2017, inventory levels plunged to multiyear lows. Sellers are currently facing very little competition, he says. Mixed with that, buyer demand is “abnormally strong for the off-season,” Smoke writes. “The climb in interest rates that started in October and accelerated in November and December has created a sense

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Fraud Alert – “Can You Hear Me” Scam

Author: Lisa Farnen

Have you ever heard someone say or maybe you’ve said it yourself, “If only the bad guys would use their intelligence for good, what wonderful things they could do.” Well, the Bad Guys have a new scam to get in your wallet. We all need to be diligent in protecting ourselves from scammers and identity thieves. We ran across this article on the Better Business Bureau website and want to share it with you. The Better Business Bureau is warning consumers about an old scam with a new twist. The “Can You Hear Me?” scam has long been used to

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