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Fund your needs, big or small. Competitive rates and flexible terms help you stay within your budget.

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Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Fund almost any dream, goal, or plan affordably
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And more
  • Repayment terms customized to fit your unique needs
  • Secure and unsecured options available
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral, just your signature.

Secured Loans

  • Use your savings as collateral
  • Secured savings continue to earn dividends
  • Potentially lower interest rates
  • Safe way to build your credit
  • Finance a wide range of purchases
  • Repayment terms customized to fit your unique needs

Unsecured Loans

  • No collateral necessary; requires little more than a signature
  • Simple solution when you need cash fast
  • Competitive interest rates
  • Finance a wide range of purchases
  • Repayment terms customized to fit your unique needs

A Personal Loan for Your Specific Needs

Credit Repair Loan

Borrow against money you have on deposit with us. You pay a lower rate than an unsecured loan and we report your on-time payments to the credit reporting agencies. Payment history accounts for 35% of your credit score.

CD-Secured Loan

Pledge your CD as collateral and you're pre-approved at a great, low rate.

Signature Loan

No collateral is required for this unsecured loan, just your promise to pay.

Instant Money Line of Credit

A perfect solution for overdraft protection on your Electro Savings checking account.

Debt Consolidation Loan

Break the cycle of high-rate credit card debt by consolidating into one low monthly payment.

Short-Term Emergency Loan

Borrow up to $500 without a credit check when the unexpected arises. We offer quick repayment terms that you can actually afford. You have an alternative to a high-fee, high-rate payday loan. Call us directly at 314.434.6470 to apply for this type of loan.

GreenPath University

An online resource for financial education articles, videos, e-courses, games, calculators and more. Check out their website to stay up-to-date and informed on keeping your financial life on track.

Become a better informed borrower

Financial Calculators

Use our financial calculators to help make decisions such as:

  • How much you should borrow
  • How much you will pay in interest
  • How much you will pay each month
  • How much you need to save

Access our financial calculators.