Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Business Fees

The following fees are associated with specific Business deposit accounts listed below. There are other fees associated with other types of deposit accounts a business may have or services used, but are not listed here. Fees associated with these other types of deposit account and services are listed on the Member Choice Fee Schedule. Some of the fees listed below may be offset by earnings. If you have any questions on how to avoid a particular fee(s), simply speak with a Member Service Representative. We’re here to help with all your financial needs.

Contact Pat Pettey, Business Relationship Manager at (314) 434-6470 x1406 or ppettey@escu.org for more information on how business fee expenses may be offset by earnings.

Effective December 1, 2018

Transaction Type Business Builder Checking Money Manager Checking Business Savings Account Business YES Money Market Account
Initial Deposit $100 $1,000 $100 $3,000
Monthly Maintenance Fee $15 $20 $2 $5
Deposit Slips 30 free, $0.30 each add’l 30 free, $0.40 each add’l N/A N/A
Deposited Checks 100 free, $0.30 each add’l 200 free, $0.40 each add’l N/A N/a
Deposited Paper Currency $0.10 per $1,000 $0.10 per $1,000 N/A N/A
Deposit Corrections 5 free, $5 each add’l 5 free, $5 each add’l N/A N/A
Checks Paid 100 free, $0.30 each add’l 100 free, $0.40 each add’l N/A N/A
Loose Coin Deposited or Exchanged 1% per $100 1% per $100 N/A N/A
Wire (outgoing)

$20 Domestic

$50 Foreign

$20 Domestic

$50 Foreign

$20 Domestic

$50 Foreign

$20 Domestic

$50 Foreign

ATM Foreign Transaction $2.25 each $2.25 each $2.25 each N/A
Sweep $10 $10 $10 $10
Returned Deposit $30 each $30 each $30 each $30 each
Non-Sufficient Funds $30 each item $30 each item N/A $30 each item
Stop Payment $20 each $20 each N/A $20 each
Check Copy $3 each $3 each N/A $3 each
Paper Statement Mailed $3 each $3 each $3 each $3 each
Statement Copy $5 each $5 each $5 each $5 each
Statement Research $20 per hour $20 per hour $20 per hour $20 per hour
Statement Balancing Assistance $20 per hour $20 per hour $20 per hour $20 per hour
Overdraft Privilege (Sole Proprietor only) $30 each $30 each N/A N/A
Withdrawals N/A N/A 3 free, $5 each add’l 3 free, $10 each add’l
DepositbBags – Locked At Cost At Cost At Cost At Cost
Deposit Bags – Zippered At Cost At Cost At Cost At Cost