Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146


16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Business Fees

The following fees are associated with specific Business deposit accounts listed below. There are other fees associated with other types of deposit accounts a business may have or services used but are not listed here. Fees associated with these other types of deposit account and services are listed on the Member Choice Fee Schedule. If you have any questions on how to avoid a particular fee(s), simply speak with a Member Service Representative. We’re here to help with all your financial needs.

Effective June 1, 2019

  Business Builder Checking Money Manager Checking Business Savings Business
Money Market
Initial Deposit $100 $1,000 $5 $3,000
Minimum Balance $300 $1,000 $5 $3,000
Below Minimum Balance Fee $3 $10 N/A $10

Transaction Fee

0 to 150 Free

$0.10 each add'l

0 to 250 Free

$0.20 each add'l

3 in-branch withdrawals free, $5 each add'l 6 withdrawals free, $5 each add'l
Loose Coin Deposited or Exchanged 1% per $100 each occurrence 1% per $100 each occurrence  N/A N/A
Non CO-OP ATM Transactions $2.25 each $2.25 each $2.25 each N/A
Returned Deposit $30 each item $30 each item $30 each item $30 each item
Non-Sufficient Funds $30 each item $30 each item N/A $30 each item
Overdraft Privilege (Sole Proprietor only) $30 each item $30 each item N/A N/A
Paper Statement Mailed $3 each $3 each $3 each $3 each

Unless otherwise stated, the above fees are monthly


Business and Municipal Deposit Accounts at Electro Savings are insured through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI). Learn more about this exceptional level of coverage.