Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Business Loans

Every business needs to have the ability to grow to succeed, especially if the only obstacle is obtaining financing. Electro Savings offers your business loans for a variety of needs.

Commercial & Residential Property Loans

Buying a place to build your business? Refinancing your existing commercial property? Investing in business or residential business property? The credit union offers property loans, both for commercial and residential investment property (not owner-occupied) and commercial property (owner-occupied). We offer competitive rates, flexible terms and no hidden fees.

Vehicle, Equipment and Fleet Financing

If a personal vehicle, special equipment (trucks, vans, construction equipment, etc.) or fleet vehicles are key to your business, the credit union can help you finance your vehicles at competitive rates and with flexible terms.

Other Business Loans

  • Construction Loans
  • Collateralized Loans
  • Lines Of Credit
  • Credit Cards

Our lending rates are determined by the risk we assess to such factors as cash down-payment, reserves, owner equity, cash-flow, past credit history and value of assets pledged as collateral. Certain documents upon application are required (but not limited to): Credit Application, Tax Returns, Income Statements, Verification of Ownership based on Business Type, and Personal Financial Statements.

Call or email Pat Pettey at (314) 434-6470 or (800) 844-8313, extension 1406 for specific business lending rates or a business loan application.

Your Business Partner

If you want to deal with a local financial institution that provides businesses of all sizes with the same high-quality service, has been member-owned and operated locally since 1941 and where decisions about your business accounts are made locally, then you should make Electro Savings Credit Union your business partner.

Call or email Pat Pettey at (314) 434-6470 or (800) 844-8313, extension 1406 for more information or current business loan rates.

*Membership eligibility and credit qualifications apply to all accounts and services.