Debit Cards for Checking Accounts
Enjoy the benefits of carrying your checkbook and the convenience of a credit card with the free Electro Savings Credit Union Debit MasterCard®.
- NEW Saint Louis Football Club Card Designs
- Secure EMV chip technology
- Mobile Card Controls
- No monthly fee
- Up to 30 Pin-based purchases per month (See Fee Schedule)
- Choice of Personal Identification Number (PIN)
- Convenient access to cash back when you use your PIN for the purchase
- Access cash and your accounts at CO-OP and Cirrus ATMs
- MasterCard SecureCode™ online shopping protection
- MasterCard Zero Liability Protection
- Overdraft Protection and Overdraft Transfer Protection available
- Rewards Checking debit card earns one reward point for every three dollars in eligible purchases through the myCUpoints program
- Fraud Detection and Notification System
- Supports Apple Pay
Use your Electro Savings Debit MasterCard at more than 12 million retailers displaying the MasterCard® logo to pay for purchases or receive cash back at many merchant locations.
Your credit union always looks out for your best interest. That’s why we want you to say "No to Debit, Push the Credit." Selecting the CREDIT option for your purchases when using your Electro Savings Debit Card has significant benefits!
One of the ways an Identity Thief steals your money is by skimming your card number and photographing you entering your PIN. By inserting a simple device on a gas pump’s card reader and camera, criminals can obtain your card’s number and PIN when you pay-at-the-pump using the debit option. By the time your tank is full, your account could be empty. Protect yourself at the pump by pushing the CREDIT button – Change Your Payment Type!
Financial Rewards & Unlimited Transactions
Pushing CREDIT when using your Electro Savings Debit Card puts money back in your pocket. You only need to average 12 CREDIT transactions per month using your Electro Savings Debit Card to qualify for our Annual Patronage Rebate. You could receive money back by pushing the CREDIT button. When you push CREDIT, you also have unlimited no-fee transactions – Change Your Payment Type!
Zero Liability Protection
By pushing the CREDIT button, your Debit Card transactions are covered with Zero Liability Protection and you maintain your Chargeback Right to dispute incorrect charges with MasterCard®. Protect your transactions by pushing the CREDIT button – Change Your Payment Type!
Did you know that for purchases of $25 and under when you push the CREDIT button, many retailers don’t require you to sign? Just swipe and go!Save time by pushing the CREDIT button – Change Your Payment Type!
Meet Jill, Our Fraud Detection Assistant
As part of our continuing effort to bring the best technology and service to our members, our debit cards come with a Fraud Detection and Notification System. The system notifies our members quickly when fraud is suspected on their Electro Savings debit card. The notification portion of the system includes state-of-the art automated assistance to help our members review transactions and confirm their spending activity.
If you ever receive a notification call from our automated assistant, whom we have nick-named Jill, work with her to answer questions regarding recent card activity. Please also be aware that our Card Member Security team that provides fraud alert management is available 24 hours per day, 7 days per week should you need assistance from a live agent.
Learn about all the other benefits of choosing CREDIT over debit when using your Electro Savings Debit MasterCard. Click Here
- Extended Warranty
- Price Protection
- Satisfaction Guarantee
- MasterCard Global Services
- And so much more!
Proud Supporter of Saint Louis Football Club
In 2015, a United Soccer League team came to the St. Louis area, and we are proud to support the team! Located at World Wide Technology Soccer Park in Fenton, the Saint Louis Football Club plays from March through September, but you can show your support year-round with our Saint Louis Football Club debit card design.
These debit card designs are available on all our Checking options: Rewards Checking, Classic Checking and Fresh Start Checking. You can even get these designs on a RALY_Card, a reloadable prepaid debit card.
Open an Electro Savings Checking or RALY_Card today and choose from one of these designs.
Need cash while enjoying a game at World Wide Technology Park? Use our convenient ATM located on the North Patio.