Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146


16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Checking Comparison

Choose the Checking option that fits your life style.

  Rewards Classic  Fresh Start 


Prepaid Debit

Opening Balance $300 $0 $0 $0
Minimum Balance $300 $0 $0 $0
Monthly Fee $0 (1) $0 $5 $0
One-time Setup Fee $0 $0 $0 $6
EMV Chip Debit Card Yes Yes Yes Yes
Mobile App with Card Controls Yes Yes Yes Yes
Saint Louis FC Card Design Option Yes Yes Yes Yes
Debit Card Rewards Yes No No No
CO-OP No-Fee ATM Network Yes Yes Yes Yes
CO-OP Shared Branch Network Yes Yes Yes Yes
Online Bill Pay Yes Yes Yes No
Online Statements Yes Yes Yes Yes
Member Appreciation Rebate Eligible Eligible Eligible Eligible
Overdraft Protection Available Yes Yes No No
Check Writing Fee No No No NA
Direct Deposit Yes Yes Yes Yes
CheckRight Self-Study Program  Yes Yes Yes Yes
Budget$mart Software Yes Yes Yes Yes
GreenPath Financial Wellness Yes Yes Yes Yes

Open your Electro Savings Credit Union checking account now.

What documents you need to open your membership.

30,000+ No-Surcharge CO-OP ATMs - Largest in the U.S.

Access your checking account close to home, work or out-of-town with no fee at CO-OP Network ATMs. CO-OP ATM Network is largest in the U.S. Find a CO-OP ATM.

CO-OP ATM Network

More than 5,300 CO-OP Branch Locations - 3rd Largest in the U.S.

Access your account at more than 25 St. Louis branch locations in metro St. Louis, more than 35 in Missouri and more than 3,300 nationwide at Credit Union Shared Branch locations. Find a Credit Union Service Center location.

CO-OP Shared Branch Network

Money Management Tools

A checking account is an important money management tool. Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. CheckRight is a self-study program that allows you to learn at your own pace.


Budget$mart is a free software program that can help you gain control of your spending and savings by helping you establish a budget.


GreenPath is free access to money management and financial education services available to members of Electro Savings Credit Union.

GreenPath Financial Wellness Program


All Electro Savings Credit Union depositors are federally insured.

Open your Electro Savings Credit Union checking account now.

What documents you need to open your membership.

(1) Maintain a minimum balance of $300 in order to earn interest and accept e-statements to avoid a $5 monthly maintenance fee and earn debit card rewards.