Electro Savings Credit Union stands ready to help members affected by the recent flooding in the St. Louis area. We want to assure you that we are here to work with our members by offering solutions they need.  Please check out Flood Relief Assistance for more.

Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Checking Accounts

An Electro Savings Credit Union checking account is convenient and affordable. Choose which checking account fits your lifestyle.

  Classic Rewards Fresh Start RALY Prepaid Debit
Minimum Balance No Yes No No
Monthly Service Fee No No(1) Yes No
One-time Setup Fee No No No Yes
EMV Chip Debit Card Yes Yes Yes Yes
Saint Louis FC Card Design Option Yes Yes Yes Yes
Debit Card Rewards No Yes No No
CO-OP No-Fee ATM Network Yes Yes Yes Yes
CO-OP Shared Branch Network Yes Yes Yes Yes
Online Account Access Yes Yes Yes Yes
Online Bill Pay Yes Yes Yes No
Mobile App  Yes Yes Yes Yes
Mobile Card Controls Yes Yes Yes Yes
Mobile Check Deposit Yes Yes Yes Yes
Electronic Statements & Storage Yes Required Yes Yes
Member Appreciation Rebate Eligible Eligible Eligible Eligible
Direct Deposit Available Yes Yes Yes Yes
Overdraft Privilege Available Yes Yes No No

(1) Minimum balance required to avoid monthly service fee

Overdraft Privilege

Overdraft privilege is available to qualified members with a signed opt-in approval form. With Overdraft Privilege, we will cover your transaction for a flat per transaction fee up to your approved overdraft limit.

Account Switch Kit

Take the hassle out of switching your checking account with our convenient Online Switch Kit It's easy to use.

CheckRight Self-Study Program

CheckRight Self-Study ProgramA checking account is an important money management tool. Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. CheckRight is a self-study program that allows you to learn at your own pace.

Money Management Tool

BudgetSmart SoftwareEasy to learn and use, Budget$mart is a free software program that can help you gain control of your spending and savings by helping you establish a budget.

Your money is a major part of your life.
Learn to Manage Your Money Like an Expert

All Electro Savings Credit Union depositors are Federally Insured

Open Your Electro Savings Credit Union Checking Account Now

Documents Needed to Open Your Membership