An Electro Savings Credit Union checking account is convenient and affordable. Choose which checking account fits your lifestyle.
|Monthly Service Fee||No||No(1)||Yes||No|
|One-time Setup Fee||No||No||No||Yes|
|EMV Chip Debit Card||Yes||Yes||Yes||Yes|
|Saint Louis FC Card Design Option||Yes||Yes||Yes||Yes|
|Debit Card Rewards||No||Yes||No||No|
|CO-OP No-Fee ATM Network||Yes||Yes||Yes||Yes|
|CO-OP Shared Branch Network||Yes||Yes||Yes||Yes|
|Online Account Access||Yes||Yes||Yes||Yes|
|Online Bill Pay||Yes||Yes||Yes||No|
|Mobile App with Card Controls||Yes||Yes||Yes||Yes|
|Electronic Statements & Storage||Yes||Required||Yes||Yes|
|Member Appreciation Rebate||Eligible||Eligible||Eligible||Eligible|
|Direct Deposit Available||Yes||Yes||Yes||Yes|
|Overdraft Privilege Available||Yes||Yes||No||No|
(1) Minimum balance required to avoid monthly service fee
30,000+ No-Surcharge CO-OP ATMs - Largest in the U.S.
Access your checking account close to home, work or out-of-town with no fee at CO-OP Network ATMs. CO-OP ATM Network is largest in the U.S. Find a CO-OP ATM.
More than 5,300 CO-OP Branch Locations - 3rd Largest in the U.S.
Access your account at more than 25 St. Louis branch locations in metro St. Louis, more than 35 in Missouri and more than 3,300 nationwide at Credit Union Shared Branch locations. Find a Credit Union Service Center location.
Your Debit MasterCard is both a check card and an ATM card. Use it to make purchases with a signature wherever MasterCard debit is accepted, or use it with your Personal Identification Number (PIN) at merchants who only accept PINs or at ATMs. You can even choose to personalize your Debit MasterCard by uploading your own photo as your card's background image.
Conveniently and securely access your accounts online from your PC or web-enabled mobile device. Download our free application to your Smart Phone or Apple Watch.
Overdraft privilege is available to qualified members with a signed opt-in approval form. With Overdraft Privilege, we will cover your transaction for a flat per transaction fee up to your approved overdraft limit.
Account Switch Kit
Take the hassle out of switching your checking account with our convenient online Switch Kit. It's easy to use.
CheckRight Self-Study Program
A checking account is an important money management tool. Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. CheckRight is a self-study program that allows you to learn at your own pace.
Money Management Tools
Easy to learn and use, Budget$mart is a free software program that can help you gain control of your spending and savings by helping you establish a budget.
Your money is a major part of your life. Learn to manage your money like an expert!
All Electro Savings Credit Union depositors are federally insured.