An Electro Savings Credit Union checking account is convenient and affordable. Choose which checking account fits your lifestyle.
- Rewards Checking Keep a low minimum balance to earn reward points for signature purchases
- Classic Checking Basic account with no minimum balance
- Fresh Start Checking For lower credit scores or past checking challenges
- RALY Reloadable Prepaid Debit Alternative to a traditional checking account
|Classic||Rewards||Fresh Start||RALY Prepaid Debit|
|Monthly Service Fee||No||No(1)||Yes||No|
|One-time Setup Fee||No||No||No||Yes|
|EMV Chip Debit Card||Yes||Yes||Yes||Yes|
|Saint Louis FC Card Design Option||Yes||Yes||Yes||Yes|
|Debit Card Reward Points||No||Yes||No||No|
|CO-OP No-Fee ATM Network||Yes||Yes||Yes||Yes|
|CO-OP Shared Branch Network||Yes||Yes||Yes||Yes|
|Online Account Access||Yes||Yes||Yes||Yes|
|Mobile Card Controls||Yes||Yes||Yes||Yes|
|Mobile Check Deposit||Yes||Yes||Yes||Yes|
|Electronic Statements & Storage||Yes||Required||Yes||Yes|
|Direct Deposit Available||Yes||Yes||Yes||Yes|
|Overdraft Privilege Available||Yes||Yes||No||No|
(1) Minimum balance required to avoid monthly service fee
Overdraft privilege is available to qualified members with a signed opt-in approval form. With Overdraft Privilege, we may cover your transaction for a flat per transaction fee up to your approved overdraft limit.
Account Switch Kit
Take the hassle out of switching your checking account with our convenient Online Switch Kit It's easy to use.
A checking account is an important money management tool. Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. CheckRight is a self-study program that allows you to learn at your own pace.
Easy to learn and use, Budget$mart is a free software program that can help you gain control of your spending and savings by helping you establish a budget.
Your money is a major part of your life.
Learn to Manage Your Money Like an Expert
All Electro Savings Credit Union depositors are Federally Insured