Our thoughts are with everyone impacted by hurricane Dorian. To our members who have been affected, we encourage you to call us toll-free at 800.844.8313 for information about our Emergency Assistance Program.

Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146


16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Checking Accounts

At Electro Savings Credit Union we offer a wide array of checking accounts, so you can find the one that best fits your needs. Our latest additions are our Kasasa® accounts — they offer a mix of free rewards and frills often only seen at the megabanks but are instead under our own friendly servicing and care.

Kasasa® Checking Accounts Comparison Chart


High Dividends


Free Kasasa Cash®

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Free Kasasa Cash Back®

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Best For High Balances Debit Card Use
  • 3.25% APY* on balances up to $10,000
  • 3.25% to 0.43% APY on balances over $10,000 depending on balance in account*
  • 0.10% APY* if qualifications aren't met
  • Link to free Kasasa Saver® to build savings automatically
  • 4.00% cash back on debit card purchases*
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Link to free Kasasa Saver® to build savings automatically
Monthly Maintenance Fee none none
Free ATMs?
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Free Online Banking & Bill Pay? Yes


Free Visa® Debit Card? Yes Yes
Minimum Opening Deposit none none

*see Kasasa Cash, Kasasa Cash Back, and Kasasa Saver pages to learn full details

Additional Electro Savings Credit Union Checking Accounts

An Electro Savings Credit Union checking account is convenient and affordable. Choose which checking account fits your lifestyle.

Overdraft Privilege

Overdraft privilege is available to qualified members with a signed opt-in approval form. With Overdraft Privilege, we may cover your transaction for a flat per transaction fee up to your approved overdraft limit.

Account Switch Kit

Take the hassle out of switching your checking account with our convenient Online Switch Kit It's easy to use.

CheckRight Self-Study Program

A checking account is an important money management tool. Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. CheckRight is a self-study program that allows you to learn at your own pace.

Money Management Tool

Easy to learn and use, Budget$mart is a free software program that can help you gain control of your spending and savings by helping you establish a budget.

Your money is a major part of your life.

Learn to Manage Your Money Like an Expert


All Electro Savings Credit Union depositors are Federally Insured

Open Your Electro Savings Credit Union Checking Account Now

Documents Needed to Open Your Membership