Classic Checking Account
Electro Savings Credit Union's Classic Checking account is a basic, free checking account available to members of the credit union.
Members enjoy the following benefits with our Classic Checking account:
- No opening deposit required
- No minimum balance required
- No monthly account fee
- Eligible for Member Appreciation Rebate
- Unlimited check writing privileges
- Overdraft protection available
- Free EMV chip debit card
- Saint Louis Football Club debit card design available
All Electro Savings Checking Accounts come with the following features:
- Online & Mobile Account Access
- Online & Mobile Bill Pay
- Online statements
- 30,000 surcharge-free CO-OP ATMs across the United States and Canada - Largest in the U.S.
- No-Fee access to your accounts at over 4,000 Credit Union Service Centers nationwide - 3rd Largest in the U.S.
Take the hassle out of switching your accounts with our online Switch Kit.
Not a Member of Electro Savings Credit Union?
All Electro Savings Credit Union depositors are federally insured.
Money Management Tools
A checking account is an important money management tool. Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. CheckRight is a self-study program that allows you to learn at your own pace.
Budget$mart is a free software program that can help you gain control of your spending and savings by helping you establish a budget.
Your money is a major part of your life. Learn to manage your money like an expert!