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Home Is Where the Heart Is. It's Also a Great Source of Financing.

Turn the equity in your home into an ongoing source of affordable financing with a Home Equity Line-of-Credit (HELOC). Borrow against the available equity in your home for anything from home projects to upcoming major events.

  • Remodel your kitchen or bath to the room of your dreams
  • Enjoy a new backyard living space

And, for a limited time, we'll give you a credit of $100 toward your closing costs for each $5,000 of your initial HELOC advance.*

Apply for a HELOC today!

Apply Now

*Membership eligibility and $1 Share Deposit required. $100 credit toward closing costs up to $500 for each $5,000 of your initial advance. Credit cannot exceed closing costs. Home Equity rates are variable and will adjust semi-annually during the life of the loan based on the Prime Rate published in The Wall Street Journal, plus a margin that is based on creditworthiness. Maximum APR (Annual Percentage Rate) is 18.0%. Consult a tax advisor concerning tax deductibility. Refinances of existing balances is ineligible. Restrictions apply. Contact Electro Savings for details. NMLS #1022689. Equal Housing Lender. 

It's About More Than Money, but We Can Help Ease the Burden with a Balance Transfer

0% APR for 6-months on new balances transferred now through July 31, 2020.*

We understand the unique situation we're all facing and are here to help in the ways we can. Stress less about the balances on your high-rate credit cards by transferring your balances to an Electro Visa credit card. For a limited time, when you transfer your high-rate credit card balances to an existing or new Electro credit card you'll pay no interest on the new balance for 6-months.* 

Transfer high-rate credit card balances — apply today!

Apply Now

*APR = Annual Percentage Rate. Membership eligibility and $1 Share Deposit required. 0% APR offer available for new balances to Electro Savings transferred by July 31, 2020, to an existing or new Electro Savings Classic, Gold or Platinum credit card. 0% APR for six months after new balances are transferred. Credit qualifications apply for this offer.

Complete credit offer and fee schedule