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Home Is Where the Heart Is. It's Also a Great Source of Financing.

Turn the equity in your home into an ongoing source of affordable financing with a Home Equity Line-of-Credit (HELOC). Borrow against the available equity in your home for anything from home projects to upcoming major events.

  • Remodel your kitchen or bath to the room of your dreams
  • Enjoy a new backyard living space

And, for a limited time, we'll give you a credit of $100 toward your closing costs for each $5,000 of your initial HELOC advance.*

Apply for a HELOC today!

Apply Now

*Membership eligibility and $1 Share Deposit required. $100 credit toward closing costs up to $500 for each $5,000 of your initial advance. Credit cannot exceed closing costs. Home Equity rate are variable and will adjust semi-annually during the life of the loan based on the Prime Rate published in The Wall Street Journal, plus a margin that is based on creditworthiness. Maximum APR (Annual Percentage Rate) is 18.0%. Consult a tax advisor concerning tax deductibility. Refinances of existing balances is ineligible. Restrictions apply. Contact Electro Savings for details. NMLS #1022689. Equal Housing Lender. 

It's About More Than Money, but We Can Help Ease the Burden with a Balance Transfer

0% APR for 6-months on new balances transferred now through July 31, 2020.*

We understand the unique situation we're all facing and are here to help in the ways we can. Stress less about the balances on your high-rate credit cards by transferring your balances to an Electro Visa credit card. For a limited time, when you transfer your high-rate credit card balances to an existing or new Electro credit card you'll pay no interest on the new balance for 6-months.* 

Transfer high-rate credit card balances — apply today!

Apply Now

*APR = Annual Percentage Rate. Membership eligibility and $1 Share Deposit required. 0% APR offer available for new balances to Electro Savings transferred by July 31, 2020, to an existing or new Electro Savings Classic, Gold or Platinum credit card. 0% APR for six months after new balances are transferred. Credit qualifications apply for this offer.

Complete credit offer and fee schedule

April is National Credit Union Youth Month

Let your kids experience the magic of credit union membership and encourage your kids to save! During the month of April, they can participate in the National Youth Savings Challenge and make savings even more rewarding. Deposit money into any youth account or open a new youth account to enter. Ten young savers will be selected nationwide to win $100.*

*Must be under age 18 to participate. For full rules and details, visit