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Start the New Year Calm, Cool, and Consolidated.

Life is stressful enough, don't let high-interest debt add to it. For a limited time, enjoy 0% APR* for your first 6 months and no transfer fee when you consolidate your high-interest debt with an Electro Visa® credit card.

Ready to get started?

Transfer My Balances

Don't have an Electro Visa credit card?

Apply Now

*APR=Annual Percentage Rate. 0% APR offer available for new balances to Electro Savings transferred by March 31, 2021, to an Electro Savings Classic, Gold or Platinum credit card. 0% APR for six months after new balances are transferred. Credit qualifications apply for this offer. View the fee schedule.

Give the Gift of Membership and We'll Give You $25

Share the greatness of Electro membership with a friend, co-worker or family member, and we'll give you $25!*

Simply download our referral card, write your name on it and start handing it out—it's that easy! When your friend opens a qualifying checking account or loan, we'll give you $25. They'll thank you for telling them about Electro, and for the $100 Visa® gift card they'll receive when they open a qualifying checking account or loan.*

Start Referring Today

*Referral cannot be an existing ESCU member or joint member. Membership eligibility applies. This offer is not a guarantee that you will be approved. Your referral must mention or bring the referral postcard with them when the account or loan is opened. All offers valid for a limited time only, and subject to end without notice. Contact ESCU for complete details. New member receives incentive for completing one of the following actions: 1) Receive a $100 Visa gift card when they open a new checking account with us, add a direct deposit of at least $100 and uses their new Visa debit card at least 14 times in the first 60 days. 2) Receive a $100 Visa gift card at loan closing when they finance or refinance a new money loan of at least $10,000 directly with the credit union. New loan must be open and current for 90 days. Loans closed at the dealer are not eligible. Current member receives incentive when new referred member meets all incentive qualifications. Both incentives are subject to 1099 reporting. There is no limit to the number of new members an existing member may refer. Limit one incentive per new member.