Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Member Choice Fee Schedule

Many of the fees included in this Fee Schedule can be avoided based on how you choose to management your account and by choosing the no-fee option available for many of the more common account services.

Learn how to avoid specific fees, or call or email us. Our goal is make your credit union as efficient as possible by holding costs down so we can return more back to you (our member-owners), and increase our availability to help you with questions and transactions you cannot perform using our no-fee alternatives.

Based on your request for services or account management, the following fees may be assessed against your account and the following transaction limits apply.

Account Fees – Effective December 1, 2017  
Non-Sufficient Funds (NSF) Item $30.00 each
Account Closed within 90 Days of Opening $15.00
Account Number Transfer $5.00
Account Reactivation $25.00
Removal of Joint Owner $5.00
Doing Business As (DBA) Account Setup $5.00
Custodial Account Setup $5.00
Overdraft Transfer from Savings to Checking $5.00 each
Excessive Savings Withdrawals-More than three (3) In-Branch per Month $5.00 each
Early Holiday Club Withdrawal-Prior to October 1 $25.00
Excessive Vacation Club Withdrawals-More than one (1) per Calendar Quarter $25.00 each
Dormant Account* $5.00 per month
YES Money Market Balance Below $3,000 $10.00 per month
YES Plus Money Market Balance Below $25,000 No interest paid
Excessive YES and YES Plus Money Market Withdrawals-More than three (3) per Month $10.00 each
Rewards Checking Balance Below $300 $5.00 per month
Paper Statements ** $3.00 per mailing
Electronic Statements $0.00
Statement Returned Due to Bad Address $7.50 each
Fresh Start Checking $10.00 monthly
Non CO-OP ATM Withdrawal, Balance Inquiry or Transfer $2.25 each
ATM Deposit Adjustment $10.00 each
Excessive PIN-Based Debit Card Purchases-More than 30 per month $0.25 each
Signature-Based Debit Card Purchases Unlimited Free
Deposit Drawn on International Institution $5.00 - $25.00
Check Printing Depends on style
RALY Reloadable Debit Card Activation or Replacement $6.00 each
ATM or Debit Card Replacement or Reinstatement $7.50 each
Shared Branch Withdrawal Less Than $200 $3.00 each
Shared Branch Deposit Less Than $2,500 $3.00 each
Excessive Live Phone Withdrawals, Transfers or Balance Inquiries-More than 10 per month $3.00 each
myEbranch Online and Mobile Transactions, including Mobile Check Deposit Unlimited Free
ElectroLine Automated Phone Access Unlimited Free

 

Other Services Available on Request - Effective December 1, 2017  
ID TheftSmart Credit Monitoring Service (monthly per enrollment) $5.00 each
Cashier’s Check $3.00 each
Temporary Checks $3.00 per 16 checks
Money Orders $2.00 each
Account Research $20.00 per hour
Statement Copy $5.00 each
Stop Payment $20.00 per item or block
Domestic Wire Transfer (outgoing) $20.00 each
Foreign Wire Transfer (outgoing) $50.00 each
Copy of Check $3.00 each
Counter Check to Third Party $3.00 each
Credit Card Payment Phone Request or Check-by-Phone Payment $15.00 each
Online Loan Payment from Another Institution's Checking/ACH No Charge

* Primary members age 18+ with combined account balance under $100 and no transactions in past 12 months
** Primary members age 0 to 18, and 60+ may choose to receive paper statements at no change

ALL FEES SUBJECT TO CHANGE WITH APPLICABLE NOTICE REQUIRED BY LAW