Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146


16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Fee Schedule

Account Fees – Effective March 1, 2015  
Non-Sufficient Funds (NSF) Item $30.00 each
Post-Dated Check Deposit $30.00 each
Account Closed within 90 Days of Opening $15.00
Account Number Transfer $5.00
Account Reactivation $25.00
Removal of Joint Owner $5.00
Doing Business As (DBA) Account Setup $5.00
Custodial Account Setup $5.00
Overdraft Transfer from Savings to Checking $5.00 each
Regular Savings Excessive Withdrawal-More than three (3) In-Branch per Month $5.00 each
Holiday Club Account Early Withdrawal-Prior to October 1 $25.00
Vacation Club Account-More than one (1) Withdrawal per Calendar Quarter $5.00 each
Inactive Account* $5.00 per month
YES Money Market Below $3,000 Minimum Balance $10.00 per month
YES Plus Money Marketing Below $25,000 Minimum Balance No interest paid
YES and YES Plus Money Market Excessive Withdrawals-More than three (3) per Month $10.00 each
Rewards Checking Below $300 Minimum Balance $5.00 per month
Paper Statements ** $2.00 per mailing
Electronic Statements $0.00
Statement Returned Due to Bad Address $5.00 each
Fresh Start Checking $5.00 monthly
Non CO-OP ATM Withdrawal $1.25 each
Non CO-OP ATM Balance Inquiry or Transfer $1.00 each
ATM Deposit Adjustment $10.00 each
Excessive PIN-Based Debit Card Purchases-More than 30 per month $0.25 each
Signature-Based Debit Card Purchases-Unlimited $0.00 each
Deposit Drawn on International Institution $5.00 - $25.00
Check Printing Depends on style
RALY Reloadable Debit Card Activation $6.00 each
RALY Reloadable Debit Card Replacement  $6.00 each
ATM Card Replacement $5.00 each
Reward or Classic Checking Debit Card Replacement $5.00 each


Other Services Available on Request - Effective March 1, 2015  
ID TheftSmart Credit Monitoring Service (monthly per enrollment) $5.00 each
Cashier’s Check $3.00 each
Temporary Checks $3.00 per 16 checks
Money Orders $2.00 each
Account Research $20.00 per hour
Statement Copy $5.00 each
Stop Payment $20.00 per item or block
Domestic Wire Transfer (outgoing) $20.00 each
Foreign Wire Transfer (outgoing) $50.00 each
Copy of Check $3.00 each
Counter Check to Third Party $3.00 each
Credit Card Payment Phone Request or Check-by-Phone Payment $15.00 each
Credit Card Convenience Checks 3% of check amount
Online Loan Payment from Another Institution's Debit or Credit Card $8.00 each
Online Loan Payment from Another Institution's Checking/ACH No Charge

* Members age 18+ with combined account balance under $100 and no transactions in past 12 months
** Effective 07/01/15 primary members ages 0 to 18, and 60 and older may choose to receive paper statements at no change