Electro Savings Credit Union stands ready to help members affected by the recent flooding in the St. Louis area. We want to assure you that we are here to work with our members by offering solutions they need.  Please check out Flood Relief Assistance for more.

Investment Center

Investment Center

Electro Savings Credit Union through agreements with Lincoln Investment (“Lincoln”) is able to make investment services available to our members. Members can now access many advisor-based financial services right in our branches.

Carl Thoenen is the Lincoln Investment financial representative, offering various financial services, including:

Financial Consulting & Analysis Stocks, Bonds, Mutual Funds
Long Term Care Insurance Life, Disability & Health Insurance
Traditional and Roth IRA's Employer-Sponsored Retirement Plans
Coverdell Education Savings & 529 Plans Fixed & Variable Annuities

"With all of the Investment products and services available today, it is important to know which investments may help you in achieving your financial goals. Starting an investment portfolio does not have to be frightening or hard to understand. And, you can start with as little as $50 per month. My goal is to help you build an efficient and effective financial plan, designed to help you grow and protect your wealth while minimizing taxes."

Check the background of your broker dealer or advisor on FINRA's BrokerCheck.

Email Carl

Learn more about Lincoln Investment Planning.

Developing a financial plan requires time and extensive knowledge, not only of your own personal financial affairs, but also of broader investment and financial issues. Carl is a financial professional with experience in investments, insurance, risk management and financial planning. He will work with you one-on-one to tailor a financial plan that fits your budget, lifestyle and needs.

Contact Carl for an appointment today for a No Obligation Initial Consultation. Email or call Carl at 314-434-6470 x1204 or 636-717-3875 for information and details regarding any of these services.


Advisory services offered through Lincoln Investment or Capital Analysts, Registered Investment Advisors. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC www.lincolninvestment.com.

Electro Savings Credit Union, and the above firms are independent, non-affiliated.

This site has been prepared solely for information purposes. It is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside the United States.

Lincoln Investment and Capital Analysts are registered as investment advisors with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements.

Securities and services are offered to residents of the states of Alabama, Arizona, California, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Missouri, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Utah, Virginia, Washington and Wisconsin; any offers herein are not being specifically directed to any persons in any state other than those states for which the Financial Representative is registered; and securities and services cannot be offered or sold until they are registered in the state and a final prospectus is delivered to investors in the state prior to any sales. Although most states acknowledge the disclaimer procedure it may not be universally accepted. If you choose an advisory program, you will receive an Investment Advisory Agreement and Disclosure Statement. Read these carefully for more complete information including costs, before you invest or send money. Lincoln and its Advisory Representatives may receive additional compensation in the form of concessions, distribution fees or service fees from the underlying investment products that they recommend. Receipt of this compensation may result in a conflict of interest. The Advisory Agreement and /or Disclosure Statement contains information regarding fees, description of services, functional roles and discretionary capabilities of the Investment Advisor and termination/refund policy for fees paid in advance.

Lincoln shall not be obligated to take action or offer any accounting, legal or tax advice involving action on our behalf or your behalf. You are encouraged to engage qualified accounting, legal and tax services from professional providers for those areas of need.

Annuities and securities are not federally insured; are not obligations of the credit union; are not guaranteed by the credit union or any affiliated entity; may involve investment risks, including the possible loss of principal.

NOT NCUSIF INSURED MAY LOSE VALUE NO CREDIT UNION GUARANTEE