Electro Savings Credit Union stands ready to help members affected by the recent flooding in the St. Louis area. We want to assure you that we are here to work with our members by offering solutions they need.  Please check out Flood Relief Assistance for more.

Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146


16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Current Loan Rates

Loan rates are as of June 21, 2017.

Auto and Motorcycle APR (as low as)* MORe Rewards1 APR (as low as)
New & Used Vehicles Model Years 2008 & Newer 2.60% 2.35%
Used Vehicles Model 2007 & Older 4.60% 4.35%

*Annual Percentage Rate (APR) is for a term up to 36 months. Other terms and APRs are available up to 84 months.

1 MORe Rewards Program loan discount applied.

Apply now.

Boats and Personal Watercraft APR (as low as)
New & Used 60 months Maximum $10,000 6.75%
New & Used 84 months Minimum $10,000 7.00%
New & Used 120 months Minimum $10,000 7.00%
New & Used 144 months Minimum $15,000 7.50%
New & Used 180 months Minimum $25,000 9.00%

Apply now.

Personal Loans APR (as low as) MORe Rewards1 APR (as low as)
Flood Relief Loan2 4.99% Not Available
Credit Repair Loan (Secured) 6.75% 6.50%
Stock Secured Loan 8.75% 8.50%
50/50 Loan 10.75% 10.50%
Instant Money Line of Credit 11.25% 11.00%
Anything Loan (Signature) 11.25% 11.00%

1 MORe Rewards Program loan discount applied.

2 Flood Relief Loan requirements apply.

Apply now.

Home Equity Loans APR (as low as)
Home Equity Line of Credit 4.99%
Home Equity Closed End Fixed Rate 4.94%
Mortgage Loans online Mortgage Center or call Tom at 314-434-6470 x1202

Apply now.

VISA Credit Cards APR (subject to change)
Platinum Card 9.99%
Gold Card 11.99%
Classic Card 16.99%
Student Credit Card 14.49%
Secured Credit Card 14.99%
Credit Builder Credit Card 18.00%

Apply now.