Auto & Motorcycle Loans
Electro Savings offers convenient financing for new & used automobiles and motorcycles, whether you are purchasing from a dealership or private seller.
- Have payments automatically deducted from your Electro Savings account and enjoy a rate deduction of .10%
- Financing you need with flexible repayment terms at competitive rates.
- Rate discount for MORe Rewards Program members
- Convenient quick loan application if you are just shopping and want to get the process started; and a full loan application if you are ready to buy and need pre-approval.
We also offer mechanical breakdown warranties, guaranteed auto protection insurance, and credit life and disability insurance, as well member discounts on auto insurance to give you peace of mind when money is tight.
Auto Buying Tools
Before visiting a dealership, make sure you know how much you can afford to spend and decide whether you want to buy or lease. Doing your homework ahead of time helps ensure you make a smart decision that you won't regret later. Become an expert car buyer.
Research • Compare • Apply With AskAuto®
Our AskAuto app can help you shop for your dream car and apply for a loan with ease. The AskAuto app can help simplify your car buying experience.
- Scan VINs to get average retail cost and EPA mileage estimates on cars you like.
- Compare, rank and save notes on cars you might want to buy.
- Apply for a loan anytime, anywhere using your smartphone.
Love Your Car, Hate The Payment?
Did you know you can refinance your existing vehicle financed at another lender to Electro Savings to lower your car payment?
For more than 30 years, credit unions have collaborated with Enterprise Car Sales to provide credit union members quality used vehicles with no-haggle pricing. Checkout what special deals are happening now for credit union members at Enterprise Car Sales.
Many automobile dealers in the Greater St. Louis and Metro East areas can set up Electro Savings loans for you right at the dealership through Credit Union Lending Systems. No lengthy forms to fill out and the dealer will tell you in a few minutes if you've been approved.
Interested in Certified Used Vehicle for sale by the credit union?
Learn more about vehicles for sale by the credit union and our special financing – you will find great, late-model autos available for one, simple price.