Electro Savings Credit Union stands ready to help members affected by the recent flooding in the St. Louis area. We want to assure you that we are here to work with our members by offering solutions they need.  Please check out Flood Relief Assistance for more.

Maryland Heights

1805 Craigshire Road
Maryland Heights, MO 63146

Wildwood

16500 Manchester Road
Wildwood, MO 63040

Manchester (Lafayette Center)

407 Lafayette Center Road
Manchester, MO 63011

South County (Tesson Ferry)

12400 Tesson Ferry Road
St. Louis, MO 63128

CU Service Centers No-Fee ATMs

Home Equity & Mortgage Loans

You Can Trust Us With Your Home

Whether you're purchasing a new home, refinancing your current home or updating to create your dream home, Electro Savings can provide you a free personalized quote and a no-cost pre-approval. We offer competitive rates and loan experts who take the time to educate you on your options. Find the loan solution that makes the most sense for you and your family.

Home Equity Loans

Borrow against the equity in your home to consolidate your high-interest debt, pay for a large expense such as a wedding or college, update your home for medical needs, or just make those improvements you've dreamed of for so long.

If you own your home, the no surprises Electro Savings Home Equity Credit Line or Fixed-Rate Home Equity Loan could be just what you need.

  • Up to 90% Equity Loans available to qualifying members
  • Fixed rate/fixed term or revolving line of credit depending on your needs
  • Property must be the owner's primary residence
  • Mobile homes and rental properties are not eligible

Apply now or call Tom Fox at (314) 434-6470 x1202.

Mortgage Loans

Electro Savings has a local in-house Mortgage Department that will take the stress out of your home loan process. Our mortgage staff are salaried employees of the credit union, not brokers working for a commission. We lend credit union funds so your mortgage loan stays with your credit union. This means we often have more flexibility than large Mortgage Brokers or Mortgage Bankers.

  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages
  • Refinance Options

We offer free pre-qualifications, so you can shop for your home with the confidence that you can afford the mortgage.

Visit our Mortgage Center to learn more or to apply, or call Tom, Linda or Shawnna at (314) 434-6470.

GreenPath University

GreenPath University is an online resource of financial education articles, videos, e-courses, games, calculators and more. We hope you will find these tools helpful and enjoyable. We encourage you to visit the website often because it is updated with current content on a regular basis. Start your path to a better financial future today!

  • Buying or selling a home is one of the most important financial decisions of your life. Knowledge is power. Click here  
  • Prepare for the purchase of a home with knowledge about credit scores. Click here