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Many of the fees included in this Fee Schedule can be avoided based on how you choose to manage your account and by choosing the no-fee option available for many of the more common account services.

Learn how to avoid specific fees, or contact us. Our goal is to make your credit union as efficient as possible by holding costs down so we can return more back to you (our member-owners), and increase our availability to help you with questions and transactions you cannot perform using our no-fee alternatives.

Based on your request for services or account management, the following fees may be assessed against your account and the following transaction limits apply.

Account Fees – Effective December 1, 2018 Fee 
Non-Sufficient Funds (NSF) Item $30.00 each
Account Closed within 90 Days of Opening $15.00
Account Number Transfer $5.00
Account Reactivation $25.00
Removal of Joint Owner $5.00
Doing Business As (DBA) Account Setup $5.00
Custodial Account Setup $5.00
Overdraft Transfer from Savings to Checking $5.00 each
Excessive Savings Withdrawals-More than three (3) In-Branch per Month $5.00 each
Early Holiday Club Withdrawal-Prior to October 1 $25.00
Excessive Vacation Club Withdrawals-More than one (1) per Calendar Quarter $25.00 each
Dormant Account* $5.00 per month
Money Market Balance Below $3,000 $10.00 per month
Plus Money Market Balance Below $25,000 No dividend paid
Superior Money Market Balance Below $100,000 No dividend paid

Excessive Money Market Withdrawals-More than six (6) per Month
(All Money Market types)

$5.00 each
Save to Win Certificate early withdrawal

$25.00 1st w/d
Closure 2nd w/d

Rewards Checking Balance Below $300 $5.00 per month
Fresh Start Checking $10.00 monthly

Paper Statements**

$3.00 per mailing
Statement Returned Due to Bad Address $7.50 each
Non CO-OP ATM Withdrawal, Balance Inquiry or Transfer $2.25 each
ATM Deposit Adjustment $10.00 each
Deposit Drawn on International Institution $5.00 - $25.00
Check Printing Depends on style
RALY Reloadable Debit Card Activation or Replacement $6.00 each
ATM or Debit Card Replacement or Reinstatement $7.50 each
Excessive Live Phone Withdrawals, Transfers or Balance Inquiries-More than 10 per month $3.00 each

*Primary members age 18+ with combined account balance under $100 and no transactions in past 12 months
**Primary members age 0 to 18, and 60+ may choose to receive paper statements at no charge with the exception of Kasasa Checking. All Kasasa Checking Accounts require electronic statements or paper statement fee.

Other Fees - Effective December 1, 2018 Fee
Stop Payment $20.00 each
Stop Payment Cancellation $5.00 each
Credit Card Payment live agent by phone $15.00 each
Credit Card Replacement $5.00 each
Domestic Wire $20.00 each
International Wire $50.00 each
Wire Rejection $30.00 each
Cashier Check $3.00 each
Counter Check to 3rd Party $3.00 each
Money Order $2.00 each
Automated Coin Counter

$0.00 member
5% non-member


$0.00 member
$2.00 non-member

VISA Gift Card Activation

$4.95 each

Visa Reloadable Prepaid Debit

$5.95 per funds reload

Account Research

$20.00 per hour

Safe Deposit Box

Varies per size