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Every municipality is different. Let us help with an account that works for you.

  • Ideal for municipalities with larger transaction volumes1
  • Avoid the $10 monthly service fee by maintaining a $1,000 minimum balance
  • 250 free transactions per month; 20¢ per transaction thereafter
  • Business services available
  • Access to surcharge-free ATMs and shared branching, via the CO-OP Network
  • Free digital banking, including:
    • Free online banking and bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® business debit card
  • $1,000 minimum deposit to open
  • Insured by NCUA and ESI for a total of $1,250,000 in coverage2
  • Free financial education and resources for municipality employees


For a customizable bid proposal based on your municipality's unique needs contact Pat Pettey at 314.434.6470 or 800.844.8313 (extension 1406) – or email [email protected]

1Membership eligibility applies to all accounts and services. 

2Business and Municipal Deposit Accounts at Electro Savings are insured through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).