Saving doesn’t require a business plan, but it may be the smartest thing you do.
- Membership Benefits
- Competitive Dividends
- Digital Banking
- Build a cash cushion for the future1
- Competitive tiered dividends, rewarding larger balances with higher rates2
- No monthly service fee
- 3 free in-branch withdrawals per month; $5 fee for withdrawals in excess thereafter
- Free digital banking, including:
- Free online banking
- Free mobile banking
- Free eStatements
- $1 minimum deposit to open
- Insured by NCUA and ESI for a total of $750,000 in coverage3
1Membership eligibility applies to all accounts and services.
2Monthly dividend rate can change. See current rates.
3Business and Municipal Deposit Accounts at Electro Savings are insured through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).
Big banks might try to hide their fees. Because we keep ours low, we're not afraid to show them to you. See our fees.