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Financial reward doesn’t have to come with added risk. Our business share certificates offer guaranteed returns. Just pick a term to get started.

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Key Features

  • Guaranteed Returns
  • Competitive Dividends
  • No Setup or Maintenance Fees
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $1,000 minimum deposit to open
  • Insured by the NCUA and ESI for a total of $750,000 in coverage1

1Business and Municipal Deposit Accounts at Electro Savings are insured through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).