Skip to content

Financial reward doesn’t have to come with added risk. Our business share certificates offer guaranteed returns. Just pick a term to get started.

Rates Calculator

Key Features

  • Guaranteed Returns
  • Competitive Dividends
  • No Setup or Maintenance Fees
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $1,000 minimum deposit to open
  • Insured by the NCUA and ESI for a total of $750,000 in coverage1

1Business and Municipal Deposit Accounts at Electro Savings are insured through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).

Big banks might try to hide their fees. Because we keep ours low, we're not afraid to show them to you. See our fees.