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Join the club for smart savers. Just pick your goal — home, vacation, or the holidays — we’ll help you do the rest.

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Key Features

  • Competitive Dividends1
  • No Monthly Fees
  • Digital Banking
  • Set aside little by little, year-round for buying your first home
  • Helps you separate your savings from other accounts
  • Competitive dividends on entire balance1
  • $50 minimum balance to remain open
  • No monthly service fee
  • Receive up to a $500 credit towards closing cost when you finance your home purchase with Electro and use funds in account for the down payment2,3
  • Make deposits at any time, in any amount you feel comfortable with
    • Set up automatic deposits to accelerate your savings
  • $50 minimum deposit to open
  • Federally insured by the NCUA up to $250,000 

1Monthly dividend rate may change. See current rates.

2To qualify for the $500 credit towards closing cost:

  • Funds in Home Buyer Club must be on deposit for a minimum of 3 months
  • First Mortgage Loan for home purchase must be approved and closed with Electro Savings Credit Union
  • This credit is not valid for external financing

3The principal amount is always yours, but in order to encourage saving for a home purchase, there is a penalty for withdrawing funds not used for a home purchase.

  • Avoid vacation-induced debt and stress by saving little by little, year-round
  • Competitive dividends on entire balance1
  • Make deposits at any time, in any amount you feel comfortable with
  • No monthly service fee
  • No minimum balance requirements
  • One withdrawal per quarter allowed
  • Direct deposit available
  • No minimum deposit to open
  • Federally insured by the NCUA up to $250,000

1Monthly dividend rate may change. See current rates.

  • Take the stress out of the holidays when you save year-round for them
  • Competitive dividends on entire balance1
  • Make deposits at any time, in any amount you feel comfortable with
  • No monthly service fee
  • No minimum balance requirements
  • Funds automatically released to your savings account on October 1st of each year so you have it available for year-end expenses or holiday shopping2
  • Direct deposit available
  • No minimum deposit to open
  • Federally insured by the NCUA up to $250,000

1Monthly dividend rate may change. See current rates.

2Early withdrawal will result in a penalty.