Club Accounts

• Set aside little by little, year-round for buying your first home
• Helps you separate your savings from other accounts
• Competitive dividends on entire balance¹
• $50 minimum balance to remain open
• No monthly service fee
• Receive up to a $500 credit towards closing cost when you finance your home purchase with Electro and use funds in the account for the down payment^2,3
• Make deposits at any time, in any amount you feel comfortable with
  • Set up automatic deposits to accelerate your savings
• $50 minimum deposit to open
• Federally insured by the NCUA up to $250,000

¹Monthly dividend rate may change. See current rates.

²To qualify for the $500 credit towards closing cost:

• Funds in Home Buyer Club must be on deposit for a minimum of 3 months
• First Mortgage Loan for home purchase must be approved and closed with Electro Savings Credit Union
• This credit is not valid for external financing

³The principal amount is always yours, but in order to encourage saving for a home purchase, there is a penalty for withdrawing funds not used for a home purchase.

• Avoid vacation-induced debt and stress by saving little by little, year-round
• Competitive dividends on entire balance¹
• Make deposits at any time, in any amount you feel comfortable with
• No monthly service fee
• No minimum balance requirements
• One withdrawal per quarter allowed
• Direct deposit available
• No minimum deposit to open
• Federally insured by the NCUA up to $250,000

¹Monthly dividend rate may change. See current rates.

• Take the stress out of the holidays when you save year-round for them
• Competitive dividends on entire balance¹
• Make deposits at any time, in any amount you feel comfortable with
• No monthly service fee
• No minimum balance requirements
• Funds automatically released to your savings account on October 1st of each year so you have it available for year-end expenses or holiday shopping²
• Direct deposit available
• No minimum deposit to open
• Federally insured by the NCUA up to $250,000

¹Monthly dividend rate may change. See current rates.

²Early withdrawal will result in a penalty.