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Club Accounts

Save for specific goals (and save yourself plenty of stress)

From homes to holidays, make progress with each deposit you make.

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Featured Rate See all rates

As high as

  1. 0.30%
    1. APY
      1. Annual Percentage Yield

Very friendly, very well versed, and knowledgeable. Really enjoyed the conversation, the experience, and the interaction. Made me feel at home. We even shared pics our grandchildren. I told my son, and he's planning to switch his account to this credit union as he says this is the type of financial relationship he also needs. Thanks for the great service and the wonderful experience. I'll be sure to spread the word.

Pamela O.

All the extras you need

  • Earn Competitive Dividends1
  • No Monthly Service Fees
  • Free Digital Banking
  • Set aside little by little, year-round for buying your first home
  • Helps you separate your savings from other accounts
  • Competitive dividends on entire balance1
  • $50 minimum balance to remain open
  • No monthly service fee
  • Receive up to a $500 credit towards closing cost when you finance your home purchase with Electro and use funds in the account for the down payment2,3
  • Make deposits at any time, in any amount you feel comfortable with
    • Set up automatic deposits to accelerate your savings
  • $50 minimum deposit to open
  • Federally insured by the NCUA up to $250,000
  • Avoid vacation-induced debt and stress by saving little by little, year-round
  • Competitive dividends on entire balance1
  • Make deposits at any time, in any amount you feel comfortable with
  • No monthly service fee
  • No minimum balance requirements
  • One withdrawal per quarter allowed
  • Direct deposit available
  • No minimum deposit to open
  • Federally insured by the NCUA up to $250,000
  • Take the stress out of the holidays when you save year-round for them
  • Competitive dividends on entire balance1
  • Make deposits at any time, in any amount you feel comfortable with
  • No monthly service fee
  • No minimum balance requirements
  • Funds automatically released to your savings account on October 1st of each year so you have it available for year-end expenses or holiday shopping4
  • Direct deposit available
  • No minimum deposit to open
  • Federally insured by the NCUA up to $250,000

1Monthly dividend rate may change and pay monthly on the account's average daily balance within the listed rate tier, and may result in a blended rate for the entire balance. See current rates.

2To qualify for the $500 credit towards closing cost:

  • Funds in Home Buyer Club must be on deposit for a minimum of 3 months
  • First Mortgage Loan for home purchase must be approved and closed with Electro Savings Credit Union
  • This credit is not valid for external financing

3The principal amount is always yours, but in order to encourage saving for a home purchase, there is a penalty for withdrawing funds not used for a home purchase.

4Early withdrawal will result in a penalty.

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