Turn “I should” into “I did” with personalized financing
Your needs are our priorities. Meet them with a local loan.
My father has done business with Electro which is why I decided to call Tara. She is great to work with, I hope this will be the first of many loans moving forward.
Tamila D.
All the extras you need
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Competitive Rates
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Local Processing
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Quick Decisions
Competitive Rates
Local Processing
Quick Decisions
- Fund almost any dream, goal, or plan affordably
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs
- Family vacation
- Education expenses
- Medical or dental procedures not covered by insurance
- Overdraft Protection
- And more
- Repayment terms customized to fit your unique needs
- Secure and unsecured options available
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral, just your signature.
Secured Loans
- Use your savings as collateral
- Secured savings continue to earn dividends
- Potentially lower interest rates
- Safe way to build your credit
- Finance a wide range of purchases
- Repayment terms customized to fit your unique needs
Unsecured Loans
- No collateral necessary; requires little more than a signature
- Simple solution when you need cash fast
- Competitive interest rates
- Finance a wide range of purchases
- Repayment terms customized to fit your unique needs
A Personal Loan for Your Specific Needs
Credit Repair Loan
Borrow against money you have on deposit with us. You pay a lower rate than an unsecured loan and we report your on-time payments to the credit reporting agencies. Payment history accounts for 35% of your credit score.
CD-Secured Loan
Pledge your CD as collateral and you're pre-approved at a great, low rate.
Signature Loan
No collateral is required for this unsecured loan, just your promise to pay.
Line of Credit
Easy access to available funds, or a perfect solution for overdraft protection on your Electro Savings checking account.
Debt Consolidation Loan
Break the cycle of high-rate credit card debt by consolidating into one low monthly payment.
GreenPath University
An online resource for financial education articles, videos, e-courses, games, calculators and more. Check out their website to stay up-to-date and informed on keeping your financial life on track.
Become a better informed borrower
Financial Calculators
Use our financial calculators to help make decisions such as:
- How much you should borrow
- How much you will pay in interest
- How much you will pay each month
- How much you need to save