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Digital Banking

  • Free, secure, and easy-to-use service for Electro members
  • Manage a number of banking activities anytime, anywhere with internet access
  • Pay one-time or recurring bills with ease
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Mobile Payments

  • Available through Apple Pay®, Google Pay™, and Samsung Pay®
  • Make purchases quickly and securely with your mobile device
  • Pay in an easier way — no more counting change or carrying cards
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Overdraft Coverage

  • Overdraft Protection linked to another Electro account
  • Overdraft Line of Credit (subject to credit approval)
  • Overdraft Privilege supplement to Standard Coverage
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Debit Cards

  • Free Visa® debit card accepted around the globe and online
  • Use your debit card to qualify for rewards with free Kasasa checking accounts
  • Fast, free, and easy
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Text Banking

  • Secure and convenient
  • Receive account balances and history
  • Set up account alerts
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Text Messaging

  • Contact us via Text at 314.434.6470
  • Text Keywords for 24/7 answers to common questions
  • Text ELECTRO to 74994 to receive text notices
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Shared Branching

  • Use member credit unions nationwide as if you were at your home branch
  • Over 5,000 compatible branches
  • Over 2,000 self-service locations (open 24/7)
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Surcharge-Free ATMs

  • Easily find an ATM virtually anywhere in the US
  • Make surcharge-free withdrawals at more than 30,000 CO-OP locations nationwide
  • Make surcharge-free deposits at over 9,000 ATM locations nationwide
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