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Money Market:

1The dividend rate is declared at the end of each month. Monthly dividend rate can change. See current rates.

2Big banks might try to hide their fees. Because we keep ours low, we're not afraid to show them to you. See our fees.

3No dividends paid when balance falls below $25,000.

4No dividends paid when the balance falls below $100,000.


1Early withdrawals subject to penalty.

Individual Retirement Accounts (IRAs):

1Consult a tax advisor.

2A dividend penalty may be assessed for early withdrawal Additional $1,000 "catch-up" contribution allowed for ages 50+

3Subject to some minimal conditions.

4Early withdrawals subject to penalty.

5Qualified expenses include tuition and fees, books, supplies, board, etc. 

6To contribute to an ESA, certain income limits apply. Consult your tax advisor to determine your contribution limit.

7Those earnings are subject to income tax and a 10% penalty.