Put Your Payment on Ice

Take advantage of our Skip-a-Pay program, and skip any eligible loan payment between October and January.1

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Take advantage of special CD rates today!

There are so many options to get the most out of your money.

  • Earn 5.00% APY2 when you open a 13-month Certificate of Deposit with new money2.
  • Earn 5.00% APY2 when you open a 7-month Certificate of Deposit with new money2 or
    existing funds on deposit

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Lock in higher certificate rates at a term that fits your savings goals.

Earn 4.50% APY3 when you open a 13-month Flex Certificate of Deposit with no early withdrawal penalty and the ability to add deposits.

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New to CDs? Learn how you can climb the ladder of CD success!

Certificates of deposit can be a great way to boost your savings portfolio, and using a CD ladder is a smart way to bump your savings potential without tying up all of your savings in one single term.

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1Terms and conditions apply. Program is subject to approval. This program is not available for credit cards, mortgages, or home equity loans. Offer ends 1/31/24. Federally insured by NCUA.

2APY = Annual Percentage Yield. New Money is funds that have not been on deposit with the Credit Union for more than two weeks. New Money excludes a transfer of funds from another Electro Savings Credit Union account that has been on deposit for over two weeks. Cannot combine specials’ APY with other promotional rate bump offers. Offer is subject to change or cancellation without notice. Auto renews into the 12-month Certificate at the Rate in effect for that Certificate on the renewal date. The promotional rate will not apply to the renewal Rate of a renewing Certificate. Funds may be withdrawn within 10 calendar days after renewal without penalty. An early withdrawal penalty is assessed if the principal is withdrawn before its maturity date except within 10 calendar days after being automatically renewed. (See specific penalties for each Certificate type and term on electrosvings.com). The interest rate used to determine the penalty will be the interest rate in effect at the Credit Union at the time of the early withdrawal. The rate will equal the rate the Credit Union pays on new Certificates when they are issued with maturities and terms similar to the Certificate being surrendered, as determined by the Credit Union.

3 APY = Annual Percentage Yield. During the Certificate term, account holders can make one withdrawal with no penalty. The CD will be closed and funds transferred to Regular Savings with no penalty if the withdrawal reduces the principal below the minimum balance. A second withdrawal will result in the CD’s full funds transferring to Regular Savings with no penalty and CD closure. All funds added to the CD during the term will earn the same APY as when the CD was opened. The Certificate automatically renews to a Standard 12-month Certificate at the Rate and disclosures in effect for the Standard 12-month Certificate on the renewal date. Not available for Traditional or Roth IRA CDs. Cannot combine Certificate special with other promotional rate bumps.