Shift Into a Great Deal
Drive away with $100 plus no payments for 90 days when you finance or refinance your car with Electro!1 Apply now before this deal hits the road!
Take a Vacation from Loan Payments
Take advantage of our Skip-a-Pay program, and skip any eligible loan payment.2 You can even skip a payment on eligible loans from other lendors!
The HELOC Advantage
A home equity line of credit lets you borrow what you need when you need it! Turn your home equity into cash for nearly any purpose.3
- No Closing Costs4
- Competitive rates
- Accommodating repayment terms
Cash in Your Connections
Share the greatness of Electro membership with a friend, co-worker, or family member, and we'll give you $25!5
Unleash the Power of Your Home
Navigate life’s expenses wisely with 6 ways a home equity line of credit can save you money and fulfill your financial dreams!
1 Terms and conditions apply. Membership eligibility applies. Offer is available on new or used auto purchases or a refinance from another lender. Offer is subject to credit approval and does not guarantee approval. Offer is for new loans to Electro with a minimum loan balance of $10,000 and $100 incentive is awarded at loan closing. This offer is unavailable on current Electro loans or new loans closed at a dealership, and cannot be combined with other promotional offers. The loan must be financed with Electro. Waiting to make your first payment for 90 days defers your first payment. It does not waive payments. Interest is accrued during the 90-day deferment period. Offer is subject to change or cancellation without notice.
2 Terms and conditions apply. This program is not available for credit cards, mortgages, or home equity loans. To qualify for Skip-a-Pay on loans at another lender, you must apply for new credit with ESCU and meet all credit union credit qualifications. Contact ESCU for complete details and other restrictions. Program is subject to credit approval.
3 Property must be the owner's primary residence. Mobile homes and rental properties are not eligible. Click here for full details.
4 Terms and Conditions apply. If loan is paid off and closed within 36 months from opening the loan, member must reimburse the credit union for fees paid.
5 Terms and Conditions apply. Referral cannot be an existing ESCU member or joint member. Membership eligibility applies. Click here for full details.