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Whether you have perfect credit, no credit or working on improving your credit — we have a Visa® credit card to fit you.


Key Features

  • Competitive Rates
  • Secure EMV Chip Technology
  • Mobile Card Controls

All Electro credit cards offer:

  • Competitive rates
  • Secure EMV chip technology
  • Mobile card controls
  • Secure online e-statement delivery and storage
  • 25-day, interest-free grace period on purchases
  • 24-hour customer service
  • Emergency card replacement and $500,000 free travel accident insurance
  • Cash advances and purchases are the same low rate
  • Easy online account review and payment options
  • Use for convenient mobile payments with your Apple® or Android™ device

Classic Credit Card

  • No annual fee
  • Credit limit up to $8,000

Gold Credit Card

Platinum Credit Card

Student Credit Card

  • No annual fee
  • Credit limit up to $800
  • Must be at least age 18 with qualified co-signer

Credit Builder Credit Card

A great option for people with no credit or who are serious about rebuilding their credit. This card helps establish or rebuild credit with on-time payments.

  • $25 annual fee
  • Credit limit up to $1,000

Mobile Payments

Add your Electro Savings credit card to use with your Apple® or Android™ device. Pay on the go directly from your device at many of your favorite stores. It's the convenient way to pay with a simple touch of your finger.

Learn more about mobile payments

Using Credit Cards Wisely

How do you choose the credit card that is right for you? Check out these credit card tips from GreenPath that could help you reach your financial goals. 

Learn more at GreenPath Financial Wellness online

Meet Jill, Our Fraud Detection Assistant

As part of our continuing effort to bring the best technology and service to our members, our credit cards come with a Fraud Detection and Notification System.

This innovative system notifies our members quickly when fraud is suspected on their Electro Savings credit card. The notification portion of the system includes state-of-the-art automated assistance to help our members review transactions and confirm their spending activity. 

If you ever receive a notification call from our automated assistant, Jill, work with her to answer questions regarding recent card activity. Or, if you'd prefer to speak to a live agent, our Card Member Security team is available 24 hours per day, 7 days per week.